Single Payer Health Care System
What is Single Payer Health Care?
Single payer—or Medicare for All—is simply a streamlined financing mechanism where one entity administers the health care funding and payments. It expands the cost-effective and administratively efficient Medicare program to cover everyone in the United States. Health care delivery (such as hospitals and doctors) remains private and patients are guaranteed choice of care from providers.
|Single Payer health care would create a government-run health care system or “socialized medicine.”||Single payer creates a national insurance system by collecting and administering funds through a single public agency. Hospitals and doctors remain private providers but get reimbursed directly from this public system.|
|Greater government involvement in health care would lead to rationing—with a bureaucrat making your health care decisions.||Currently, most private insurance companies restrict your choice and ration your care. With a single payer system, patients have a choice of provider, decisions are made between provider and patient, and the provider is assured fair and prompt payment.|
|Moving toward a single payer health care system would disrupt patient care.||Extending Medicare insurance to the entire population would be relatively simple because the system is already established and nearly all providers are existing Medicare providers.|
Why Single Payer?
The Council supports the insurance expansions included in the Affordable Care Act, but while this reform is welcome, it does not address many inequities of the health care system. For profit insurance companies still control much of the health insurance system, devoting billions to marketing and shareholder dividends. Limited provider networks and excessive cost sharing will continue to reduce access and choice. Managed care and prior authorizations will still limit the treatments a provider can prescribe. The system will still be fragmented, causing confusion for patients, complications for providers, and limiting the negotiating power of payers. Over 30 million Americans are projected to remain uninsured. We can do better.
The National Health Care for the Homeless Council supports H.R. 676, the Improved Medicare for All Act, as well as state-level efforts to institute single payer health systems. Such as system would best serve those experiencing homelessness and the nation at large. Please view the documents and links to partners below for more information.
Financial Burden Under Current Health System:
- CDC National Center for Health Statistics: Financial Burden of Medical Care: A Family Perspective | Jan 2014
- The American Journal of Medicine: Medical Bankruptcy in the United States, 2007: Results of a National Study | 2009
Comparing Single Payer to Other Health Systems:
- The Commonwealth Fund: Multinational Comparison of Health Systems Data | Nov 2013
- Cost of Vermont’s Health Care System: Comparison of Baseline and Reformed System | Nov 2011
- New England Journal of Medicine: Costs of Health Care Administration in the United States and Canada | Aug 2003
Quote of the Day—Written by Physicians for a National Health Program’s Senior Health Policy Fellow Don McCanne, MD, Quote of the Day is a subscription health policy update, taking an excerpt or quote from a health care news story or analysis on the Internet and commenting on its significance to the single-payer health care reform movement. To subscribe to Dr. McCanne’s daily updates, visit two.pairlist.net/mailman/listinfo/quote-of-the-day.